Protect Your Adventures

Boat insurance for smooth sailing.

Life on the water should be stress-free. Bellomy Insurance offers comprehensive boat and watercraft insurance to protect your vessel, your passengers, and your peace of mind. Navigate confidently with coverage tailored to your needs.

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Coverage for Boats and Equipment

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Protection for Passengers and Liability

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Expert Guidance for Watercraft Owners

Why Choose Us?

Reliable boat insurance solutions.

Bellomy Insurance understands the unique needs of boat owners. Our tailored policies safeguard your vessel and provide peace of mind, whether docked or at sea.

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Comprehensive Vessel Protection

Our policies cover damage to your boat from accidents, theft, and weather events, ensuring your investment stays safe.

Liability Coverage for Boaters

Protect yourself against financial responsibility for accidents, injuries, or damages caused to others while operating your boat.

Common Questions

Learn about boat insurance.

Your most common questions about boat insurance, answered to ensure you find the right coverage for your needs.

  • What does boat insurance cover?

    Boat insurance typically covers physical damage to your vessel, liability for injuries or property damage, and theft. Additional coverage options include towing, fuel spill liability, and personal belongings on board. Bellomy Insurance ensures your boat insurance is comprehensive and personalized.

  • Do I need boat insurance if it’s not required by law?

    Yes, even if not legally required, boat insurance protects your investment and provides liability coverage in case of an accident. It’s an essential safeguard for responsible boating.

  • Does boat insurance cover passengers?

    Yes, most policies include medical payments coverage for passengers injured while on your boat. This ensures their expenses are covered in the event of an accident.

  • Can I insure my personal items on the boat?

    Many boat insurance policies cover personal belongings, such as fishing gear, navigation equipment, and electronics. Ask your Bellomy agent to include this protection in your policy.

  • What is liability coverage in boat insurance?

    Liability coverage protects you if your boat causes property damage or injuries to others. It covers legal costs, medical expenses, and repair bills, helping you avoid financial burdens.

  • Does boat insurance cover towing and assistance?

    Yes, some policies include coverage for towing and emergency assistance if your boat breaks down. Ask your agent about adding this to your policy for added peace of mind.


  • How do I file a boat insurance claim?

    If an incident occurs, contact Bellomy Insurance immediately. Document the damage, including photos and incident details. Our agents will guide you through the claims process, ensuring a seamless resolution.