Renters insurance covers personal belongings, liability, and sometimes additional living expenses if your rental becomes uninhabitable. It ensures protection from theft, fire, and other covered perils, giving you financial security in unexpected situations.

Yes, your landlord’s insurance only covers the structure, not your personal belongings. Renters insurance protects your possessions and offers liability coverage, ensuring you’re covered where the landlord’s policy doesn’t apply.

The amount depends on the value of your belongings and your potential liability needs. At Bellomy Insurance, we help assess your situation to recommend the right amount of coverage for your lifestyle.

Most policies do not automatically cover roommates. Each renter should have their own policy to ensure their belongings and liability are properly protected. Contact your Bellomy agent for clarification and advice.

Renters insurance does not cover vehicle damage. However, items stolen from your car may be covered. Your auto insurance would handle physical car damage. Discuss your needs with our team for comprehensive coverage.

Yes! Bundling renters insurance with auto or other policies can save you money and simplify your insurance. Bellomy Insurance offers discounts for bundled policies, ensuring you’re covered affordably and efficiently.

Contact your Bellomy Insurance agent immediately after an incident. Provide detailed information and any supporting documentation, like receipts or photos. We’ll guide you through the claims process to ensure a smooth resolution.